Group Health Insurance
The Company offers comprehensive group health insurance to all full time employees. There are three tiers of coverage, employee only, employee plus one (spouse OR child(ren)), and full family coverage. Employees become eligible for group health insurance depending on the position they hold with the Company. Shore-based personnel, Captains, Mates and Engineers are covered effective the first of the month following their date of hire. All other positions are eligible on the first of the month following 90 days of employment.
Group Dental Insurance
The Company offers group dental insurance to all full-time employees. There are two tiers of coverage, employee only or full family coverage. Employees become eligible for group dental insurance depending on the position they hold with the Company. Shore-based personnel, Captains, Mates and Engineers are covered effective the first of the month following their date of hire. All other positions are eligible on the first of the month following 90 days of employment.
Vision Discount Program
The Company offers a vision discount program to all employees enrolled in the dental insurance free of charge. Employees can receive discounts off of eye exams, lenses, frames and contact lenses from participating providers.

Employee Assistance Program (EAP)
The Company offers an Employee Assistance Program that provides resources and counseling sessions to help with concerns such as eldercare, substance abuse, childcare, family relationships, marital problems and work-life issues. This program is open to all of our employees.

401(k) Plan
The Company offers a 401(k) plan to all employees 18 years of age and older. Employees are eligible to participate in the plan on the first of the calendar quarter following completion of 90 days of employment. The 401(k) plan has a matching contribution.

Employee Stock Purchase Plan
The Company offers an Employee Stock Purchase Plan (ESPP) to all full time employees. All full time employees are eligible to participate in the plan on July 1 or January 1 following completion of 90 days of employment. It is a simple way for employees to purchase discounted Company common stock through automatic withdrawals from their paychecks and share in the potential future success of the Company.

Life and AD&D Basic and Supplemental Insurance
The Company offers basic life insurance to our employees, their spouse, and their dependent children at no cost to our employee.

Optional Life and AD&D Insurance
In addition to the Company provided life insurance, employees may elect optional life and AD&D insurance at their own cost at reasonable group rates.

Disability Insurance
The Company offers short-term and long-term disability to all full time employees after one year of service.

Flexible Spending Accounts
The Company offers medical and dependent care flexible spending accounts. All full-time employees may enroll in these accounts to use tax-free dollars to pay for medical and dependent care expenses.


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